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How to Buy a House with a Rate in the 4s Today

How to Buy a House with a Rate in the 4s Today

Want a mortgage in the 4s— even in today’s market?

Here’s how: A seller-backed 2-1 Buydown lets you ease into homeownership with significantly lower monthly payments for your first 2 years.

Year 1: Rate drops to 4.75%

Year 2: Rate at 5.75%

Year 3+: Locks in at 6.75%

Sellers fund the buydown as a concession—not out of your pocket.

Easier budgeting upfront

More buying power today

Big-time savings early on

Want to run the numbers for your situation? Let’s talk.
#palmagent #mortgagetips #21buydown #homesmart #realestateexplained

Let’s Find Your Dream Home

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today for a free consultation on buying, selling, renting, or investing.

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